Racheli Is a licensed Florida Mortgage Broker Since 1991.
"Talking to Racheli is like talking to 100 Banks" 

GET PRE-APPROVED with RACHELI
 954-567-7300
Serving you for 16+ years in Paradise

FHA new Guidelines may cost you more to get an FHA mortgage

FHA- You don't need to be late on your mortgage to get help modifying your loan

Social Media Sites Becoming Key Screening Tool in HR:  Is this Legal?

Mortgage Underwriters  NEXT 

Careerbuilder.com reported that 1 in 5 employers (20%) is now checking various social media sites as a pre-employment screening tool. That number is up from 11% in 2006. The same survey indicated about 33% of hiring managers rejected candidates based on what they found while 24% found information that helped the manager make a decision to hire the applicant. Read the rest  (buttom of page 1)Print the report

Mortgage nightmare HVCC appraisal regulation hurting the already straggling Housing Market

 

 WHEN APPLYING FOR A MORTGAGE,
3  MAIN QUESTIONS clients have

1. WILL I GET THE BEST RATE?
    RATE GUARANTEE. IF RATES GO  DOWN ENOUGH  I'LL
    REFINANCE YOU   F R E E !
  
2. WILL I BE KEPT INFORMED DURING THE PROCESS?
    WE'LL CALL YOU AND YOUR REALTOR WITH WEEKLY
    UPDATES. 

3. WILL MY CLOSING COSTS BE REASONABLE, AND NO
    SURPRISES AT CLOSING?
    IF CLOSING COSTS ARE MORE  THAN 55 HIGHER I WILL PAY
    THE  DIFFERENCE!

I CAN ANSWER WITH CERTAINTY ALL 3- YES, YES and YES!  

Racheli Refael Smilovits has been serving Happy clients for 14+ Years. Through various lenders We have the Team to arrange for the best Financing Terms for you, that many other can't. 

First Time Home buyer programs are still available with very attractive Terms. Up to 97% Loan To Value. Down Payment Grants have been Eliminated for now. 

Do you know what to do in this down trending market?

View the latest  Real Estate Video New Channel, so you can be better prepared.

Are you prepared as a buyer to take advantage of the great opportunities lying in front of you?
Regardless it you are a FIRST TIME HOME BUYER or buying your trophy home. Check the mortgage Calculator to your right ------->>>

Do you know what to do as a seller to get your home SOLD?
It's not enough to get the home looking pretty and forget the rest. Buyers are looking for more. These days First Time Home Buyers are looking for sellers who are willing to negociate and contribute to closing costas.

The Real Estate market today is different.
Knowing what to do and getting the advice of a professional Realtor, lender and title is crucial.

Let us guide you through this maze,
use our 15+ years of experience providing creative financing to clients in south Florida and mentoring Real Estate agents. 
Trust and Integrity is what enable us to build a strong and successful family of satisfied clients through referral and repeat business. Many first time home buyers are finding this market a great opportunity to move a head and buy their home

Want to know what program you qualify for? feel up an Application today.    

   

 

 






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Oh, By the Way...we are honored to serve you and your refrrals Too!
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WCS Lending Racheli Smilovits 951 Yamato Road, Suite 150 Boca Raton, FL 33431
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