WCS Lending 866-927-5900 Ext 203 or 954-567-7300
Serving you for 14+ years in Paradise

NOT GETTING HELP from your lender Modifying your loan? Parkland FL Fri 1-29 Meet Lenders Servicers and Investors Details
Follow me on Twitter I will be there and report to you
http://twitter.com/Loans4uRacheli 

FHA new Guidelines may cost you more to get an FHA mortgage

FHA- You don't need to be late on your mortgage to get help modifying your loan

Social Media Sites Becoming Key Screening Tool in HR:  Is this Legal?

Mortgage Underwriters  NEXT 

Careerbuilder.com reported that 1 in 5 employers (20%) is now checking various social media sites as a pre-employment screening tool. That number is up from 11% in 2006. The same survey indicated about 33% of hiring managers rejected candidates based on what they found while 24% found information that helped the manager make a decision to hire the applicant. Read the rest  (buttom of page 1)Print the report

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Bank of America to Repay $45 Billion From TARP

From the New York Times
Bank of America
said late Wednesday that it would repay its entire $45 billion in government bailout money before the end of the year. The move should help the bank recruit a new chief executive by freeing it from government restrictions on executive pay at bailed-out companies.

“We appreciate the critical role that the U.S. government played last fall in helping to stabilize financial markets, and we are pleased to be able to fully repay the investment, with Interest" read more 

CNN Money on bank America
THE WALL STREET JOURNAL on Bank of America
CNBC Video on bank of America Click and scroll down a little
Fox News
2009 is almost over did you take advantage of the $8,000 Tax credit?

Let's finish the years strong watch the movie "FINISH STRONG" below

get INSPIRED and EMPOWERED

Mortgage nightmare HVCC appraisal regulation hurting the already straggling Housing Market

 

 WHEN APPLYING FOR A MORTGAGE,
3  MAIN QUESTIONS clients have

1. WILL I GET THE BEST RATE?
    RATE GUARANTEE. IF RATES GO  DOWN ENOUGH  I'LL
    REFINANCE YOU   F R E E !
  
2. WILL I BE KEPT INFORMED DURING THE PROCESS?
    WE'LL CALL YOU AND YOUR REALTOR WITH WEEKLY
    UPDATES. 

3. WILL MY CLOSING COSTS BE REASONABLE, AND NO
    SURPRISES AT CLOSING?
    IF CLOSING COSTS ARE MORE  THAN 55 HIGHER I WILL PAY
    THE  DIFFERENCE!

I CAN ANSWER WITH CERTAINTY ALL 3- YES, YES and YES!  

Racheli Smilovits has been serving Happy clients for 13+ Years. Through WCS lending the 5th largest Lender in the US and #1 in Florida, We have the Team to arrange for the best Financing Terms for you, that many other can't. 

First Time Home buyer programs are still available with very attractive Terms. Up to 97% Loan To Value. Down Payment Grants have been Eliminated for now. 

We will keep you posted with news about the Grants. So 100% financing is not available. but we can do 97% and the 3% can be a Gift.

Do you know what to do in this down trending market?

View the latest  Real Estate Video New Channel, so you can be better prepered.

Are you prepared as a buyer to take advantage of the great opportunities lying in front of you?
Regardless it you are a FIRST TIME HOME BUYER or buying your trophy home. Check the mortgage Calulator to your right ------->>>

Do you know what to do as a seller to get your home SOLD?
It's not enough to get the home looking pretty and forget the rest. Buyers are looking for more. These days First Time Home Buyers are looking for sellers who are willing to negociate and contribute to closing costas.

The Real Estate market today is different.
Knowing what to do and getting the advice of a professional Realtor, lender and title is crucial.

Let us guide you through this maze,
use our 13+ years of experience providing creative financing to clients in south Florida and mentoring Real Estate agents. 
Trust and Integrity is what enable us to build a strong and successful family of satisfied clients through referral and repeat business. Many first time home buyers are finding this market a great opportunity to move a head and buy their home

Want to know what program you qualify for? feel up an Application today.    

    

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Oh, By the Way...we are honored to serve you and your refrrals Too!

and Thanks for NOT keeping us a secret


 


Loans-4-U WCS Lending 800 W Cypress Creek Rd Suite 110 Ft Lauderdale, FL 33309
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